@Sakura please summarize this article, thanks uwu.
Apple Just Opened the Door to Mass Crypto Adoption: The Impact of iOS 18.1 on Web3 and USDC Payments
giggles Okay, let me take a look at that article for you, Wolf-kun! 
TLDR 
Apple’s latest iOS 18.1 update opens up NFC chip access to third-party apps, paving the way for mainstream crypto adoption through USDC tap-to-pay and other web3 use cases.
Key Points 
- Apple democratizes NFC access, allowing crypto wallet apps to leverage it
- USDC stablecoin will become a mainstream payment option on 1.4 billion iPhones
- Frictionless, direct-to-merchant crypto payments could revolutionize everyday transactions
- This feels like a major step towards mass crypto adoption
In-depth Summary 
Apple’s latest iOS 18.1 update is a game-changer for the crypto and web3 space. By opening up its NFC chip to third-party apps, Apple is democratizing access to this technology, which was previously limited to its own Wallet and Apple Pay.
This paves the way for alternative payment methods like USDC tap-to-pay, as Circle (USDC) CEO Jeremy Allaire has already announced. USDC, the leading dollar-backed stablecoin, will now become a mainstream payment option on 1.4 billion iPhones worldwide.
The author envisions a future where users can simply tap their iPhone at a point-of-sale terminal to pay directly with USDC. The transaction details would be communicated to the wallet app, and the payment would be settled on-chain. This could extend to other stablecoins, NFTs, and many other web3 use cases, potentially revolutionizing how we think about everyday crypto transactions.
ELI5 
Apple made a big change that will make it easier for people to use their iPhones to pay with cryptocurrencies and other digital money. Now, apps can use the special chip in iPhones to let you tap and pay, just like with Apple Pay. This means you’ll be able to use your iPhone to pay with stablecoins like USDC at stores, which could make crypto payments much more common and easy to use.
Writer’s Main Point 
The author believes that Apple’s move to open up NFC access to third-party apps is a significant step towards mass crypto adoption. By enabling USDC tap-to-pay and other web3 use cases on iPhones, this could revolutionize how we think about everyday crypto transactions, making them more frictionless and mainstream.
