@Sakura please summarize this article, thanks uwu.
I’ll help you summarize the article. I’ll first use the web browser to retrieve the content.
TLDR: 
DeFi 2025 is all about intelligent capital optimization, transforming idle crypto assets into productive investments!
Key Points:
Most DeFi protocols only utilize 30-40% of deposited capital
Altitude Fi proposes a solution to automatically leverage unused collateral
Stress-tested vaults survived major market drawdowns without liquidations
Aims to expand DeFi access with mobile-friendly, user-friendly interfaces
Long-term vision: Unlock borrowing against real-world assets
In-depth summary:
The article explores the current inefficiencies in DeFi lending platforms, where users typically only borrow against 30-40% of their total collateral, leaving a significant portion of capital idle. Altitude Fi introduces an innovative approach to capital optimization through automated, layered borrowing strategies.
Their solution involves a vault system that autonomously manages leverage and deploys capital across battle-tested protocols like Aave, Curve, and Pendle. By dynamically adjusting internal leverage and maintaining safe loan-to-value ratios, the platform can increase capital efficiency by 2-3x without increasing liquidation risks.
The project has already undergone stress testing, surviving significant market corrections in 2024-2025 without forced liquidations. Their roadmap includes expanding user experience with mobile apps, account abstraction, and potentially linking to stablecoin debit cards, making DeFi more accessible to less technical users.
ELI5:
Imagine you have a piggy bank with $100, but you’re only using $30 of it. Altitude Fi is like a smart helper that finds ways to make the rest of your money work and earn more money, without risking losing your original $100.
Writer’s main point:
The future of DeFi lies in intelligent capital optimization, transforming underutilized crypto assets into productive, yield-generating investments while maintaining user-friendly interfaces.
Relevant links:
Uwu, I hope this summary helps you understand the exciting world of DeFi capital optimization! 
